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Anonymous asks:
Debt

I am currently unemployed for about a year and am about to get blacklisted. I have gone to see a debt counsellor but none of them seem wanting to help me because I'm not working and because I can't pay them to help me. What can I do to prevent being blackllisted.

Saber Ahmed Jazbhay says:
Saber Ahmed Jazbhay

did you speak to your creditors directly?



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Adelè Taljaard said:

Mrs
I have received a notice that was hand delivered by a debt collecting company, and would like to know over which period can a debtor hold you liable for an account? This account goes back to 2002, I have not received a letter nor a telephone call informing me of an overdue account going back to 2002???? smilies/sad.gif
 
April 29, 2010
Votes: -1

Charlie Bosch said:

Being charged for reminder letters even though I am overpaying every month to clear debt
Hi, I ended up falling behind on my property levy by not being advised of an increase as well as from a special levy I was objecting. I have for some time now being paying R150-R250 over the current levy every month to catch up the back-log & have even made one or two very large additional payments to try to catch up. I am being charged interest at about 5%, I think which is fair. Every so often the managing agent is sending me reminder letters in the form of 3 letters after one another & being charged R57 for the 2nd letter & over R100 for the 3rd. I have told them not to send the letters as I am paying the account & we all filled in a form November last year at the annual meeting for email correspondence yet again I got more letters without the 1st one ever arriving. I also did not receive my quarterly statement yet I got these letters. Getting to my question are they legally allowed to still send & charge for reminder letters if someone is clearly taking steps to repay any outstanding money? If it is not can I claim the charges to be credited on my account?
 
May 03, 2010
Votes: +0

Charlie Bosch said:

Sorry I thought I was on the question page
Sorry, I was on the wrong page.
 
May 03, 2010
Votes: +0

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